Alabama Paycheck Calculator
Estimate your 2026 take-home pay in Alabama after federal income tax, Alabama state income tax, and FICA.
You keep 75% of your gross pay
Federal income taxAnnual: −$13,170.00
- Gross income
- $100,000
- Federal standard deduction
- −$16,100
- Federal taxable income
- $83,900
| Bracket | Rate | Tax |
|---|---|---|
| $0–$12,400 | 10.0% | $1,240 |
| $12,400–$50,400 | 12.0% | $4,560 |
| $50,400–$105,700 | 22.0% | $7,370 |
| Total | $13,170 | |
Source:IRS Revenue Procedure 2025-32 (drop PDF) — Section 4.01 Tax Rate Tables and Section 3.14 Standard Deduction, tax year 2026fetched June 17, 2026
State income taxAnnual: −$4,076.50
- Gross income
- $100,000
- State standard deduction
- −$4,500
- Deductible federal income tax
- −$13,170
- Alabama taxable income
- $82,330
| Bracket | Rate | Tax |
|---|---|---|
| $0–$500 | 2.0% | $10 |
| $500–$3,000 | 4.0% | $100 |
| $3,000+ | 5.0% | $3,967 |
| Total | $4,077 | |
Source:Alabama Department of Revenue — Individual Income Tax Rate (2% / 4% / 5%) + federal income tax deductionfetched June 17, 2026
Social SecurityAnnual: −$6,200.00
- Wages subject to Social Security
- $100,000
$100,000 × 6.2% = $6,200
Source:SSA Office of the Chief Actuary — Contribution and Benefit Basefetched June 17, 2026
MedicareAnnual: −$1,450.00
- Wages subject to Medicare
- $100,000
$100,000 × 1.45% = $1,450Medicare has no wage cap.
Source:IRS Topic No. 751 — Social Security and Medicare withholding ratesfetched June 17, 2026
Updated June 17, 2026Source: Alabama Department of Revenue — Individual Income Tax Rate (2% / 4% / 5%) + federal income tax deduction
Alabama income tax, explained
Alabama has a three-bracket income tax — 2%, 4%, and 5% — but the brackets are tiny and have not changed since 2009: the top 5% rate applies to taxable income over just $3,000 ($6,000 for married couples filing jointly), so nearly everyone pays 5% on most of their income.
Alabama's distinctive feature is that it lets you deduct 100% of your federal income tax from your Alabama taxable income, which meaningfully lowers the effective rate — this calculator models that deduction. Alabama's standard deduction is income-based (the larger amounts apply at lower incomes and shrink as income rises), and some cities such as Birmingham add a local occupational tax that is not included here.
Alabama income tax brackets (2026)
Marginal rates for single filers — each rate applies only to the income within its range.
Single filers · 2026 tax year
| Rate | Taxable income |
|---|---|
| 2.0% | $0 – $500 |
| 4.0% | $500 – $3,000 |
| 5.0% | $3,000 and up |
Example take-home pay in Alabama
Single filer, 2026 rates, before any pre-tax deductions.
| Salary | Federal | State | FICA | Take-home | / month |
|---|---|---|---|---|---|
| $50,000 | $3,820 | $2,044 | $3,825 | $40,311 | $3,359 |
| $75,000 | $7,670 | $3,102 | $5,738 | $58,491 | $4,874 |
| $100,000 | $13,170 | $4,077 | $7,650 | $75,104 | $6,259 |
Frequently asked questions
- What is Alabama's income tax rate for 2026?
- Alabama has rates of 2%, 4%, and 5%. The 5% top rate applies to taxable income above $3,000 (single) or $6,000 (married filing jointly), so most income is taxed at 5% — but Alabama also lets you deduct your federal income tax, which lowers the effective rate.
- Does Alabama really let me deduct federal income tax?
- Yes. Alabama is one of a few states that allow a full deduction for federal income tax paid, and this calculator includes it. It significantly reduces Alabama taxable income.
- What is Alabama's standard deduction?
- It depends on income: Alabama's standard deduction is largest at lower incomes (up to $3,000 single / $8,500 joint) and phases down as income rises, plus a $1,500 personal exemption ($3,000 joint). This estimate uses the larger amounts, so higher earners may owe a little more than shown.
Compare other states
Where you live changes your take-home pay. Compare similar states and popular no-income-taxdestinations — a common check when you’re weighing a move:
- Arkansasup to 3.7%
- Californiaup to 13.3%
- Connecticutup to 6.99%
- Delawareup to 6.6%
- TexasNo tax
- FloridaNo tax
Side-by-side comparisons
Estimate only — not tax advice. This calculator gives an approximate take-home figure based on 2026 federal income tax, Social Security and Medicare (FICA), and, where shown, state income tax. It does not account for tax credits (such as the Child Tax Credit or EITC), the Alternative Minimum Tax, preferential capital-gains rates, or itemized deductions beyond the standard deduction. Your actual paycheck may differ. Consult a qualified tax professional for advice specific to your situation.