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Take-Home Pay

Arizona Paycheck Calculator

Estimate your 2026 take-home pay in Arizona after federal income tax, Arizona state income tax, and FICA.

$
Estimated take-home pay
$77,082.50 / year

You keep 77% of your gross pay

ItemAnnual
Gross payAnnual: $100,000.00
Federal income taxAnnual: −$13,170.00
Gross income
$100,000
Federal standard deduction
−$16,100
Federal taxable income
$83,900
BracketRateTax
$0–$12,40010.0%$1,240
$12,400–$50,40012.0%$4,560
$50,400–$105,70022.0%$7,370
Total$13,170

Source:IRS Revenue Procedure 2025-32 (drop PDF) — Section 4.01 Tax Rate Tables and Section 3.14 Standard Deduction, tax year 2026fetched June 17, 2026

State income taxAnnual: −$2,097.50
Gross income
$100,000
State standard deduction
−$16,100
Arizona taxable income
$83,900

$83,900 × 2.5% = $2,098

Source:Arizona Form 140ES (2026) — uses the 2.5% flat ratefetched June 17, 2026

Social SecurityAnnual: −$6,200.00
Wages subject to Social Security
$100,000

$100,000 × 6.2% = $6,200

Source:SSA Office of the Chief Actuary — Contribution and Benefit Basefetched June 17, 2026

MedicareAnnual: −$1,450.00
Wages subject to Medicare
$100,000

$100,000 × 1.45% = $1,450Medicare has no wage cap.

Source:IRS Topic No. 751 — Social Security and Medicare withholding ratesfetched June 17, 2026

Total taxes & deductionsAnnual: −$22,917.50
Take-home payAnnual: $77,082.50
Effective tax rate22.92%

Arizona income tax, explained

Arizona has a flat income tax: every dollar of taxable income is taxed at 2.5%, one of the lowest state rates in the country. Arizona also conforms to the federal standard deduction, so the same deduction you take on your federal return reduces your Arizona taxable income.

Because the rate is flat, your Arizona state tax is simply 2.5% of your income after the standard deduction. There is no separate city or county income tax in Arizona.

Example take-home pay in Arizona

Single filer, 2026 rates, before any pre-tax deductions.

SalaryFederalStateFICATake-home/ month
$50,000$3,820$848$3,825$41,508$3,459
$75,000$7,670$1,473$5,738$60,120$5,010
$100,000$13,170$2,098$7,650$77,083$6,424

Frequently asked questions

What is Arizona's income tax rate for 2026?
Arizona has a flat 2.5% individual income tax rate, applied to your income after the standard deduction.
Does Arizona have its own standard deduction?
Arizona conforms to the federal standard deduction, so the 2026 federal amounts (for example, $16,100 for a single filer) also apply to your Arizona return.
Are there local income taxes in Arizona?
No. Arizona cities and counties do not levy a separate income tax, so 2.5% is the only state-level rate on your wages.

Where you live changes your take-home pay. Compare similar states and popular no-income-taxdestinations — a common check when you’re weighing a move:

Browse all 50 state calculators →

Estimate only — not tax advice. This calculator gives an approximate take-home figure based on 2026 federal income tax, Social Security and Medicare (FICA), and, where shown, state income tax. It does not account for tax credits (such as the Child Tax Credit or EITC), the Alternative Minimum Tax, preferential capital-gains rates, or itemized deductions beyond the standard deduction. Your actual paycheck may differ. Consult a qualified tax professional for advice specific to your situation.