Maryland Paycheck Calculator
Estimate your 2026 take-home pay in Maryland after federal income tax, Maryland state income tax, and FICA.
You keep 75% of your gross pay
Federal income taxAnnual: −$13,170.00
- Gross income
- $100,000
- Federal standard deduction
- −$16,100
- Federal taxable income
- $83,900
| Bracket | Rate | Tax |
|---|---|---|
| $0–$12,400 | 10.0% | $1,240 |
| $12,400–$50,400 | 12.0% | $4,560 |
| $50,400–$105,700 | 22.0% | $7,370 |
| Total | $13,170 | |
Source:IRS Revenue Procedure 2025-32 (drop PDF) — Section 4.01 Tax Rate Tables and Section 3.14 Standard Deduction, tax year 2026fetched June 17, 2026
State income taxAnnual: −$4,386.38
- Gross income
- $100,000
- State standard deduction
- −$6,550
- Maryland taxable income
- $93,450
| Bracket | Rate | Tax |
|---|---|---|
| $0–$1,000 | 2.0% | $20 |
| $1,000–$2,000 | 3.0% | $30 |
| $2,000–$3,000 | 4.0% | $40 |
| $3,000–$100,000 | 4.75% | $4,296 |
| Total | $4,386 | |
Source:Comptroller of Maryland — Maryland income tax rates and bracketsfetched June 18, 2026
Social SecurityAnnual: −$6,200.00
- Wages subject to Social Security
- $100,000
$100,000 × 6.2% = $6,200
Source:SSA Office of the Chief Actuary — Contribution and Benefit Basefetched June 17, 2026
MedicareAnnual: −$1,450.00
- Wages subject to Medicare
- $100,000
$100,000 × 1.45% = $1,450Medicare has no wage cap.
Source:IRS Topic No. 751 — Social Security and Medicare withholding ratesfetched June 17, 2026
Updated June 18, 2026Source: Comptroller of Maryland — Maryland income tax rates and brackets
Maryland income tax, explained
Maryland has a progressive state income tax from 2% to 5.75%, and the 2025 budget added new top brackets of 6.25% (on taxable income over $500,000 for single filers) and 6.5% (over $1,000,000). Maryland's standard deduction is a fixed $3,350 for single filers and $6,700 for married couples filing jointly in 2026 — the 2025 budget repealed the older 15%-of-income formula and set a flat amount, indexed for inflation going forward. Maryland also grants a separate $3,200 personal exemption per filer (which phases out above $100,000 of income); this estimate folds it into the deduction.
The most important Maryland caveat: every county and Baltimore City levies a mandatory local income tax of roughly 2.25% to 3.30% on top of the state rate. For most residents that local tax is a larger share of the bill than the marginal state rate. This calculator estimates the Maryland state tax only, so your actual take-home is lower by your county's rate. Maryland publishes one bracket schedule for single and married-filing-separately filers and another for joint, head-of-household, and qualifying-surviving-spouse filers; this estimate follows both.
Maryland income tax brackets (2026)
Marginal rates for single filers — each rate applies only to the income within its range.
Single filers · 2026 tax year
| Rate | Taxable income |
|---|---|
| 2.0% | $0 – $1,000 |
| 3.0% | $1,000 – $2,000 |
| 4.0% | $2,000 – $3,000 |
| 4.75% | $3,000 – $100,000 |
| 5.0% | $100,000 – $125,000 |
| 5.25% | $125,000 – $150,000 |
| 5.5% | $150,000 – $250,000 |
| 5.75% | $250,000 – $500,000 |
| 6.25% | $500,000 – $1,000,000 |
| 6.5% | $1,000,000 and up |
Example take-home pay in Maryland
Single filer, 2026 rates, before any pre-tax deductions.
| Salary | Federal | State | FICA | Take-home | / month |
|---|---|---|---|---|---|
| $50,000 | $3,820 | $2,011 | $3,825 | $40,344 | $3,362 |
| $75,000 | $7,670 | $3,199 | $5,738 | $58,394 | $4,866 |
| $100,000 | $13,170 | $4,386 | $7,650 | $74,794 | $6,233 |
Frequently asked questions
- What is Maryland's income tax rate for 2026?
- Maryland's state rate is progressive from 2% to 5.75%, with new 6.25% and 6.5% brackets on very high incomes (over $500,000 and $1,000,000). On top of that, every county charges its own mandatory local income tax.
- Does this calculator include Maryland county tax?
- No. Maryland's mandatory county and Baltimore City income taxes (about 2.25%–3.30%) are charged in addition to the state rate and are not included here — so your real Maryland take-home is lower than shown. Check your county's rate to refine the estimate.
- What is Maryland's standard deduction?
- For 2026 it is a fixed $3,350 (single) and $6,700 (married filing jointly), after the 2025 budget replaced Maryland's old 15%-of-income formula with a flat amount. Maryland also gives a separate $3,200 personal exemption per filer (phasing out above $100,000 of income), which this estimate folds into the deduction.
Compare other states
Where you live changes your take-home pay. Compare similar states and popular no-income-taxdestinations — a common check when you’re weighing a move:
- Alabamaup to 5.0%
- Arkansasup to 3.7%
- Californiaup to 13.3%
- Connecticutup to 6.99%
- TexasNo tax
- FloridaNo tax
Side-by-side comparisons
Estimate only — not tax advice. This calculator gives an approximate take-home figure based on 2026 federal income tax, Social Security and Medicare (FICA), and, where shown, state income tax. It does not account for tax credits (such as the Child Tax Credit or EITC), the Alternative Minimum Tax, preferential capital-gains rates, or itemized deductions beyond the standard deduction. Your actual paycheck may differ. Consult a qualified tax professional for advice specific to your situation.