Minnesota Paycheck Calculator
Estimate your 2026 take-home pay in Minnesota after federal income tax, Minnesota state income tax, and FICA.
You keep 74% of your gross pay
Federal income taxAnnual: −$13,170.00
- Gross income
- $100,000
- Federal standard deduction
- −$16,100
- Federal taxable income
- $83,900
| Bracket | Rate | Tax |
|---|---|---|
| $0–$12,400 | 10.0% | $1,240 |
| $12,400–$50,400 | 12.0% | $4,560 |
| $50,400–$105,700 | 22.0% | $7,370 |
| Total | $13,170 | |
Source:IRS Revenue Procedure 2025-32 (drop PDF) — Section 4.01 Tax Rate Tables and Section 3.14 Standard Deduction, tax year 2026fetched June 17, 2026
State income taxAnnual: −$5,276.61
- Gross income
- $100,000
- State standard deduction
- −$15,300
- Minnesota taxable income
- $84,700
| Bracket | Rate | Tax |
|---|---|---|
| $0–$33,310 | 5.35% | $1,782 |
| $33,310–$109,430 | 6.8% | $3,495 |
| Total | $5,277 | |
Source:Minnesota Department of Revenue — Income Tax Rates and Bracketsfetched June 17, 2026
Social SecurityAnnual: −$6,200.00
- Wages subject to Social Security
- $100,000
$100,000 × 6.2% = $6,200
Source:SSA Office of the Chief Actuary — Contribution and Benefit Basefetched June 17, 2026
MedicareAnnual: −$1,450.00
- Wages subject to Medicare
- $100,000
$100,000 × 1.45% = $1,450Medicare has no wage cap.
Source:IRS Topic No. 751 — Social Security and Medicare withholding ratesfetched June 17, 2026
Updated June 17, 2026Source: Minnesota Department of Revenue — 2026 income tax brackets, standard deduction & dependent exemption (press release Dec 16, 2025)
Minnesota income tax, explained
Minnesota has a progressive income tax with four brackets for 2026 — 5.35%, 6.80%, 7.85%, and a top rate of 9.85%, one of the highest top rates in the country. The brackets are adjusted for inflation each year.
For a single filer in 2026, the 5.35% rate applies up to $33,310 and the top 9.85% rate begins above $203,150; married couples filing jointly reach the top rate above $337,930. Minnesota's standard deduction is $15,300 for single filers and $30,600 for joint filers, though it phases out at very high incomes.
Minnesota income tax brackets (2026)
Marginal rates for single filers — each rate applies only to the income within its range.
Single filers · 2026 tax year
| Rate | Taxable income |
|---|---|
| 5.35% | $0 – $33,310 |
| 6.8% | $33,310 – $109,430 |
| 7.85% | $109,430 – $203,150 |
| 9.85% | $203,150 and up |
Example take-home pay in Minnesota
Single filer, 2026 rates, before any pre-tax deductions.
| Salary | Federal | State | FICA | Take-home | / month |
|---|---|---|---|---|---|
| $50,000 | $3,820 | $1,877 | $3,825 | $40,478 | $3,373 |
| $75,000 | $7,670 | $3,577 | $5,738 | $58,016 | $4,835 |
| $100,000 | $13,170 | $5,277 | $7,650 | $73,903 | $6,159 |
Frequently asked questions
- What is Minnesota's income tax rate for 2026?
- Minnesota has four brackets: 5.35%, 6.80%, 7.85%, and a top 9.85%. For single filers the top rate starts above $203,150 of taxable income; for joint filers, above $337,930.
- What is Minnesota's standard deduction for 2026?
- $15,300 for single filers and married filing separately, $30,600 for married filing jointly, and $23,000 for head of household. It is reduced for very high earners.
- Are Minnesota's brackets adjusted each year?
- Yes. Minnesota indexes its brackets and standard deduction to inflation annually; for 2026 they rose about 2.4% over 2025.
Compare other states
Where you live changes your take-home pay. Compare similar states and popular no-income-taxdestinations — a common check when you’re weighing a move:
- Alabamaup to 5.0%
- Arkansasup to 3.7%
- Californiaup to 13.3%
- Connecticutup to 6.99%
- TexasNo tax
- FloridaNo tax
Side-by-side comparisons
Estimate only — not tax advice. This calculator gives an approximate take-home figure based on 2026 federal income tax, Social Security and Medicare (FICA), and, where shown, state income tax. It does not account for tax credits (such as the Child Tax Credit or EITC), the Alternative Minimum Tax, preferential capital-gains rates, or itemized deductions beyond the standard deduction. Your actual paycheck may differ. Consult a qualified tax professional for advice specific to your situation.