Rhode Island Paycheck Calculator
Estimate your 2026 take-home pay in Rhode Island after federal income tax, Rhode Island state income tax, and FICA.
You keep 76% of your gross pay
Federal income taxAnnual: −$13,170.00
- Gross income
- $100,000
- Federal standard deduction
- −$16,100
- Federal taxable income
- $83,900
| Bracket | Rate | Tax |
|---|---|---|
| $0–$12,400 | 10.0% | $1,240 |
| $12,400–$50,400 | 12.0% | $4,560 |
| $50,400–$105,700 | 22.0% | $7,370 |
| Total | $13,170 | |
Source:IRS Revenue Procedure 2025-32 (drop PDF) — Section 4.01 Tax Rate Tables and Section 3.14 Standard Deduction, tax year 2026fetched June 17, 2026
State income taxAnnual: −$3,148.13
- Gross income
- $100,000
- State standard deduction
- −$16,450
- Rhode Island taxable income
- $83,550
| Bracket | Rate | Tax |
|---|---|---|
| $0–$82,050 | 3.75% | $3,077 |
| $82,050–$186,450 | 4.75% | $71 |
| Total | $3,148 | |
Source:Rhode Island Division of Taxation — ADV 2025-22 (issued Nov 3, 2025)fetched June 17, 2026
Social SecurityAnnual: −$6,200.00
- Wages subject to Social Security
- $100,000
$100,000 × 6.2% = $6,200
Source:SSA Office of the Chief Actuary — Contribution and Benefit Basefetched June 17, 2026
MedicareAnnual: −$1,450.00
- Wages subject to Medicare
- $100,000
$100,000 × 1.45% = $1,450Medicare has no wage cap.
Source:IRS Topic No. 751 — Social Security and Medicare withholding ratesfetched June 17, 2026
Updated June 17, 2026Source: Rhode Island Division of Taxation — ADV 2025-22 (2026 inflation-adjusted brackets, standard deduction & exemption)
Rhode Island income tax, explained
Rhode Island has a progressive income tax with three brackets for 2026: 3.75%, 4.75%, and a top rate of 5.99%. The 3.75% rate applies to the first $82,050 of taxable income, 4.75% up to $186,450, and 5.99% above that. The same thresholds apply to every filing status.
Rhode Island gives both a standard deduction ($11,200 for single filers, $22,400 for married couples filing jointly in 2026) and a $5,250-per-person exemption. This estimate combines the standard deduction and your personal exemption; note that both phase out for high earners (above roughly $254,250).
Rhode Island income tax brackets (2026)
Marginal rates for single filers — each rate applies only to the income within its range.
Single filers · 2026 tax year
| Rate | Taxable income |
|---|---|
| 3.75% | $0 – $82,050 |
| 4.75% | $82,050 – $186,450 |
| 5.99% | $186,450 and up |
Example take-home pay in Rhode Island
Single filer, 2026 rates, before any pre-tax deductions.
| Salary | Federal | State | FICA | Take-home | / month |
|---|---|---|---|---|---|
| $50,000 | $3,820 | $1,258 | $3,825 | $41,097 | $3,425 |
| $75,000 | $7,670 | $2,196 | $5,738 | $59,397 | $4,950 |
| $100,000 | $13,170 | $3,148 | $7,650 | $76,032 | $6,336 |
Frequently asked questions
- What is Rhode Island's income tax rate for 2026?
- Three brackets: 3.75% on taxable income up to $82,050, 4.75% up to $186,450, and 5.99% above $186,450. The thresholds are the same for all filing statuses.
- What is Rhode Island's standard deduction for 2026?
- $11,200 for single filers and married filing separately, $22,400 for married filing jointly, and $16,800 for head of household, plus a $5,250 personal exemption per person. Both phase out for high incomes.
- Why do single and married filers use the same brackets?
- Rhode Island doesn't widen its brackets for married couples, which can create a 'marriage penalty' — two earners may reach the higher rates sooner than they would filing as singles.
Compare other states
Where you live changes your take-home pay. Compare similar states and popular no-income-taxdestinations — a common check when you’re weighing a move:
- Alabamaup to 5.0%
- Arkansasup to 3.7%
- Californiaup to 13.3%
- Connecticutup to 6.99%
- TexasNo tax
- FloridaNo tax
Side-by-side comparisons
Estimate only — not tax advice. This calculator gives an approximate take-home figure based on 2026 federal income tax, Social Security and Medicare (FICA), and, where shown, state income tax. It does not account for tax credits (such as the Child Tax Credit or EITC), the Alternative Minimum Tax, preferential capital-gains rates, or itemized deductions beyond the standard deduction. Your actual paycheck may differ. Consult a qualified tax professional for advice specific to your situation.