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Take-Home Pay

South Carolina Paycheck Calculator

Estimate your 2026 take-home pay in South Carolina after federal income tax, South Carolina state income tax, and FICA.

$
Estimated take-home pay
$75,717.50 / year

You keep 76% of your gross pay

ItemAnnual
Gross payAnnual: $100,000.00
Federal income taxAnnual: −$13,170.00
Gross income
$100,000
Federal standard deduction
−$16,100
Federal taxable income
$83,900
BracketRateTax
$0–$12,40010.0%$1,240
$12,400–$50,40012.0%$4,560
$50,400–$105,70022.0%$7,370
Total$13,170

Source:IRS Revenue Procedure 2025-32 (drop PDF) — Section 4.01 Tax Rate Tables and Section 3.14 Standard Deduction, tax year 2026fetched June 17, 2026

State income taxAnnual: −$3,462.50
Gross income
$100,000
State standard deduction
−$15,000
South Carolina taxable income
$85,000
BracketRateTax
$0–$30,0001.99%$597
$30,000+5.21%$2,866
Total$3,463

Source:South Carolina Department of Revenue — Information about H. 4216fetched June 18, 2026

Social SecurityAnnual: −$6,200.00
Wages subject to Social Security
$100,000

$100,000 × 6.2% = $6,200

Source:SSA Office of the Chief Actuary — Contribution and Benefit Basefetched June 17, 2026

MedicareAnnual: −$1,450.00
Wages subject to Medicare
$100,000

$100,000 × 1.45% = $1,450Medicare has no wage cap.

Source:IRS Topic No. 751 — Social Security and Medicare withholding ratesfetched June 17, 2026

Total taxes & deductionsAnnual: −$24,282.50
Take-home payAnnual: $75,717.50
Effective tax rate24.28%

South Carolina income tax, explained

South Carolina overhauled its income tax for 2026 under H.4216 (signed March 30, 2026). The return now starts from your federal adjusted gross income (AGI) — no longer federal taxable income — and applies a new South Carolina Income Adjusted Deduction (SCIAD) in place of the federal standard deduction. Taxable income is then taxed at 1.99% below $30,000 and 5.21% on income from $30,000 up, with a $966 adjustment that makes the two rates line up smoothly at the $30,000 break.

The SCIAD is $15,000 for single and married-filing-separately filers, $22,500 for heads of household, and $30,000 for married couples filing jointly — though it is reduced at higher incomes. This estimate applies the full SCIAD at every income level, so it can understate tax for higher earners. H.4216 also caps South Carolina's Earned Income Tax Credit at $200, which this calculator (which excludes credits) does not model.

South Carolina income tax brackets (2026)

Marginal rates for single filers — each rate applies only to the income within its range.

Single filers · 2026 tax year

RateTaxable income
1.99%$0 – $30,000
5.21%$30,000 and up

Example take-home pay in South Carolina

Single filer, 2026 rates, before any pre-tax deductions.

SalaryFederalStateFICATake-home/ month
$50,000$3,820$858$3,825$41,498$3,458
$75,000$7,670$2,160$5,738$59,433$4,953
$100,000$13,170$3,463$7,650$75,718$6,310

Frequently asked questions

What is South Carolina's income tax rate for 2026?
Under H.4216, South Carolina taxable income is taxed at 1.99% below $30,000 and 5.21% from $30,000 and above, with a $966 adjustment that keeps the schedule continuous at the $30,000 break. This replaced the older 0% / 3% / 6% brackets for 2026.
What is the SCIAD deduction?
The South Carolina Income Adjusted Deduction (SCIAD) is the new 2026 deduction that replaces the federal standard deduction: $15,000 for single or married-filing-separately filers, $22,500 for heads of household, and $30,000 for married couples filing jointly. It is reduced at higher incomes, so this estimate (which uses the maximum) may understate tax a little for higher earners.
Does South Carolina still use the federal standard deduction?
No. For 2026, H.4216 decoupled South Carolina from the federal standard and itemized deductions. The return now starts from your federal AGI and subtracts the SCIAD instead.

Where you live changes your take-home pay. Compare similar states and popular no-income-taxdestinations — a common check when you’re weighing a move:

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Estimate only — not tax advice. This calculator gives an approximate take-home figure based on 2026 federal income tax, Social Security and Medicare (FICA), and, where shown, state income tax. It does not account for tax credits (such as the Child Tax Credit or EITC), the Alternative Minimum Tax, preferential capital-gains rates, or itemized deductions beyond the standard deduction. Your actual paycheck may differ. Consult a qualified tax professional for advice specific to your situation.