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Take-Home Pay

Pennsylvania Paycheck Calculator

Estimate your 2026 take-home pay in Pennsylvania after federal income tax, Pennsylvania state income tax, and FICA.

$
Estimated take-home pay
$76,110.00 / year

You keep 76% of your gross pay

ItemAnnual
Gross payAnnual: $100,000.00
Federal income taxAnnual: −$13,170.00
Gross income
$100,000
Federal standard deduction
−$16,100
Federal taxable income
$83,900
BracketRateTax
$0–$12,40010.0%$1,240
$12,400–$50,40012.0%$4,560
$50,400–$105,70022.0%$7,370
Total$13,170

Source:IRS Revenue Procedure 2025-32 (drop PDF) — Section 4.01 Tax Rate Tables and Section 3.14 Standard Deduction, tax year 2026fetched June 17, 2026

State income taxAnnual: −$3,070.00
Gross income
$100,000
Pennsylvania taxable income
$100,000

$100,000 × 3.07% = $3,070

Source:Pennsylvania Department of Revenue — Personal Income Tax Rates (flat 3.07%)fetched June 17, 2026

Social SecurityAnnual: −$6,200.00
Wages subject to Social Security
$100,000

$100,000 × 6.2% = $6,200

Source:SSA Office of the Chief Actuary — Contribution and Benefit Basefetched June 17, 2026

MedicareAnnual: −$1,450.00
Wages subject to Medicare
$100,000

$100,000 × 1.45% = $1,450Medicare has no wage cap.

Source:IRS Topic No. 751 — Social Security and Medicare withholding ratesfetched June 17, 2026

Total taxes & deductionsAnnual: −$23,890.00
Take-home payAnnual: $76,110.00
Effective tax rate23.89%

Pennsylvania income tax, explained

Pennsylvania has a flat income tax of 3.07%, one of the lowest flat rates in the country, and it has been unchanged for years. Unlike most states, Pennsylvania has no standard deduction and no personal exemption — the 3.07% applies from the first dollar of taxable compensation.

Many Pennsylvania municipalities and school districts charge a separate local Earned Income Tax (commonly around 1%), and Philadelphia has a Wage Tax of about 3.74% for residents. This estimate covers the 3.07% state rate only; local wage taxes can be significant.

Example take-home pay in Pennsylvania

Single filer, 2026 rates, before any pre-tax deductions.

SalaryFederalStateFICATake-home/ month
$50,000$3,820$1,535$3,825$40,820$3,402
$75,000$7,670$2,303$5,738$59,290$4,941
$100,000$13,170$3,070$7,650$76,110$6,343

Frequently asked questions

What is Pennsylvania's income tax rate?
Pennsylvania has a flat 3.07% state income tax, applied to compensation with no standard deduction.
Does this include Philadelphia or local wage tax?
No. Local Earned Income Taxes and the Philadelphia Wage Tax are charged on top of the state rate and are not included here.
Does Pennsylvania have a standard deduction?
No. Pennsylvania has no standard deduction or personal exemption, though low-income filers may qualify for state Tax Forgiveness.

Where you live changes your take-home pay. Compare similar states and popular no-income-taxdestinations — a common check when you’re weighing a move:

Browse all 50 state calculators →

Estimate only — not tax advice. This calculator gives an approximate take-home figure based on 2026 federal income tax, Social Security and Medicare (FICA), and, where shown, state income tax. It does not account for tax credits (such as the Child Tax Credit or EITC), the Alternative Minimum Tax, preferential capital-gains rates, or itemized deductions beyond the standard deduction. Your actual paycheck may differ. Consult a qualified tax professional for advice specific to your situation.