Utah Paycheck Calculator
Estimate your 2026 take-home pay in Utah after federal income tax, Utah state income tax, and FICA.
You keep 75% of your gross pay
Federal income taxAnnual: −$13,170.00
- Gross income
- $100,000
- Federal standard deduction
- −$16,100
- Federal taxable income
- $83,900
| Bracket | Rate | Tax |
|---|---|---|
| $0–$12,400 | 10.0% | $1,240 |
| $12,400–$50,400 | 12.0% | $4,560 |
| $50,400–$105,700 | 22.0% | $7,370 |
| Total | $13,170 | |
Source:IRS Revenue Procedure 2025-32 (drop PDF) — Section 4.01 Tax Rate Tables and Section 3.14 Standard Deduction, tax year 2026fetched June 17, 2026
State income taxAnnual: −$3,733.55
- Gross income
- $100,000
- State standard deduction
- −$16,100
- Utah taxable income
- $83,900
$83,900 × 4.45% = $3,734
Source:Utah Governor's Office — Gov. Cox signs 87 bills incl. S.B. 60 (2026 General Session)fetched June 17, 2026
Social SecurityAnnual: −$6,200.00
- Wages subject to Social Security
- $100,000
$100,000 × 6.2% = $6,200
Source:SSA Office of the Chief Actuary — Contribution and Benefit Basefetched June 17, 2026
MedicareAnnual: −$1,450.00
- Wages subject to Medicare
- $100,000
$100,000 × 1.45% = $1,450Medicare has no wage cap.
Source:IRS Topic No. 751 — Social Security and Medicare withholding ratesfetched June 17, 2026
Updated June 17, 2026Source: Utah Governor's Office — SB 60 'Income Tax Rate Amendments' signed (rate cut to 4.45%, effective 2026)
Utah income tax, explained
Utah has a flat income tax that was cut to 4.45% for 2026 (down from 4.50%) under Senate Bill 60. Utah computes tax on your federal taxable income, so the federal standard deduction is built in before the flat rate applies.
Rather than a standard deduction, Utah offers a taxpayer tax credit that lowers tax for people with lower incomes and phases out as income rises. That credit is not modeled here, so the estimate may slightly overstate tax for lower earners.
Example take-home pay in Utah
Single filer, 2026 rates, before any pre-tax deductions.
| Salary | Federal | State | FICA | Take-home | / month |
|---|---|---|---|---|---|
| $50,000 | $3,820 | $1,509 | $3,825 | $40,846 | $3,404 |
| $75,000 | $7,670 | $2,621 | $5,738 | $58,971 | $4,914 |
| $100,000 | $13,170 | $3,734 | $7,650 | $75,446 | $6,287 |
Frequently asked questions
- What is Utah's income tax rate for 2026?
- Utah has a flat 4.45% income tax for 2026, reduced from 4.50% by Senate Bill 60.
- Why do some sources still say 4.5%?
- 4.5% was the 2025 rate. The 2026 cut to 4.45% was enacted in early 2026, and some pages had not yet updated at the time of writing.
- Does Utah have a standard deduction?
- Not directly. Utah uses your federal taxable income and then applies a taxpayer tax credit that phases out with income.
Compare other states
Where you live changes your take-home pay. Compare similar states and popular no-income-taxdestinations — a common check when you’re weighing a move:
Side-by-side comparisons
Estimate only — not tax advice. This calculator gives an approximate take-home figure based on 2026 federal income tax, Social Security and Medicare (FICA), and, where shown, state income tax. It does not account for tax credits (such as the Child Tax Credit or EITC), the Alternative Minimum Tax, preferential capital-gains rates, or itemized deductions beyond the standard deduction. Your actual paycheck may differ. Consult a qualified tax professional for advice specific to your situation.